HO4 Renters Insurance vs. Tenant Legal Liability

HO4 Renters Insurance vs. Tenant Legal Liability
HO4 Tenant Legal Liability
Policy Issue To: Renter Landlord
Tenant Personal Liability
Tenant Legal Liability
Personal Property $10,000 – $100,000 $5,000
On-Premise Bodily Injury
Certain Off-Premise Bodily Injury
Dog Bites $10,000
Legal Liability to Other Tenants
Burglary
Perils
Fire, Smoke, Water Damage, Sprinkler System, Falling Objects
Freezing of Plumbing heating/cooling, collapse, riot/civil commotion
Vandalism, Breakage of Glass, Windstorm/Hail