Douglas-Keys-Headshot-YRIGJames “Doug” Keys
Founder & President

Doug Keys is a graduate of Indiana University’s Kelley School of Business with a bachelor’s degree in finance. He began his career in Chicago with AON Corporation from 1985 to 2002 where he was the number one area manager handling auto dealers’ captive reinsurance programs in Illinois and Indiana. In 2002, Doug teamed up with Jim Smith and started a national auto program with 4,300 auto dealers. Always looking at new industries, Doug started Warranty Global Group Inc. for the real estate and mortgage industries offering home warranty policies which later expanded to a consumer direct program. Doug Keys sold this company to Jim Smith in late 2016 to start their new venture with Your Renters Insurance Group.Doug lives in Mokena, IL with his wife of twenty years and sixteen-year-old daughter.


James B. “Jim” Smith
Chief Executive Officer

Jim Smith is a graduate of Texas Tech University with a degree in accounting. He has spent his entire career in the insurance industry, beginning in accounting roles with a major insurance company and ultimately evolving to become the CEO and Chairman of the Board of one of the largest insurance providers. Jim sold his organization in 2018, which consisted of a major A-Rated insurance company, a nationally recognized third-party administrator (TPA) and ancillary companies developed to complement his organization, including a software development company and a captive management company. Since that time, Jim has entered two new endeavors that allow him to utilize the knowledge and experience he gained through his earlier business enterprises to create reinsurance programs that allow his clients to share in the profits from their insurance programs.


Kelly Carroll, CPA
Head of Finance

Kelly Carroll is a graduate of Indiana University’s Kelley School of Business with a bachelor’s degree in accounting and is CPA licensed. She began her career in Chicago in public accounting with Grant Thornton before transitioning to the new joint venture between MacMillan/McGraw-Hill School Publishing Company. Following this, Kelly joined the international division of Abbott Laboratories where she assisted with international taxes and budgeting as well as developing skills with computer and system program development. In 1996, Kelly moved to Milwaukee to raise her two children and focused on volunteering her time to fundraising for nonprofit organizations. In 2004, she joined her brother, Doug Keys, at his start-up company Warranty Global Group where she served as Project Manager and Operations Officer. Today, Kelly is the Head of Finance at Your Renters Insurance Group. Kelly currently lives in Indiana and enjoys spending her time on a lake close to family.


Gabriel Galaviz
Chief Operating Officer

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